The Medicare Project   
a consumer's guide to Medicare prescription drug plans and Part D Coverage information and help

topics in this section: Medicare prescription plan, Medicare Part D coverage, Medicare Prescription programs, RX Plans, Medicare drug plans help, information

Links and Information about the Medicare Prescription Drug Plans The Medicare Project Home

Medicare Prescription Drug Plans & Medicare Prescription Coverage
Web pages and brochures that explain and give help on the issue of the Medicare drug programs, prescription plans and coverage.

This is one section of The Medicare Project, a series of consumer directories that help seniors through the maze of Medicare information in the hundreds of pages at government and private websites. Our editors have chosen these recommendations to help you find answers to questions about Medicare insurance and coverage. This section focuses on Medicare coverage for prescription drugs.

Learning About Medicare's Prescription Drug Coverage

Medicare prescription drug coverage is coverage for brand-name and generic prescriptions drugs. Called "Medicare Part D", this coverage gives protection for those who have very high drug costs or from unexpected prescription drug bills in the future.

Everyone who has Medicare is eligible for this coverage. You will not be excluded because of your income and resources, health status, or current prescription expenses.

There are special periods in which you must sign-up for this coverage. If you don't sign up when you are first eligible, you may pay a penalty. There are two ways to get a Medicare prescription plan: you can join a Medicare prescription drug plan, which covers prescription help only; or you can join a Medicare Advantage Plan or other Medicare Health Plan that offers drug coverage along with health care coverage. (For other Medicare topics, see our home page The Medicare Project - home)

As in most government programs, there are always details, exceptions and variances which could differ from the basic information we provided above. Do not use this information as legal or precise advice. Search carefully through the web pages and brochures listed in our directory below for more detailed information. You can see the U.S. Centers for Medicare & Medicaid Services - www.medicare.gov for the official US government Medicare policies and regulations.

Note: For Medicare Advantage plans, which combine both prescription and health care coverage, please see our page Prescription plus Medical Coverage -Medicare Advantage Plans.

Web pages and brochures from government and non-commercial sites about Medicare Prescription Drug Plans:

brochure:
Medicare Prescription Drug Coverage Basics

source: Centers for Medicare & Medicaid Services (CMS), a Federal agency within the U.S. Department of Health and Human Services
file size: 2 pg.   languages: English
our comments: Brief questions and answers -usually a few paragraphs- about the Medicare prescription drug plan. Subjects include "When can people with Medicare join the Medicare prescription drug plans?", "Is there additional assistance for those who need it?", "Do Medicare prescription drug plans work with all types of Medicare health plans?" and others.
how to use this data

web site:
Consumer Reports Best Buy Drugs
languages: English
"...provides consumers and doctors with information to help them make more cost-effective prescription drug choices based on a drug's safety, effectiveness and price... "

web page:
BenefitsCheckUp

source:BenefitsCheckUp - National Council on Aging
languages: English
from the brochure: "...BenefitsCheckUp helps you make the best decisions about the public and private programs that are available to help you save money on prescription drugs and other healthcare costs. ...

 

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State Medicare Help & Publications

State-by-state help to information about Medicare, Medicare health plans, contact information and publications, as well as information about Medicare Prescription Drug Insurance and Plans in each state
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