The Health Care Project   
a consumer's directory to Minnesota Health Insurance, Health Care Coverage, and Minnesota HMO brochures, help, links and information

topics: Minnesota health insurance, health care coverage, hmo, information, recommendations, help, how to buy health insurance coverage
Minnesota Health Insurance HMO (Health Maintenance Organization) help & articles Health Insurance for Children, Kids, Minors Minnesota MEDICAID help
Health Savings Accounts, Medical Savings Accounts in Minnesota Minnesota Medicare Prescription Drug Health Insurance

Minnesota Health Insurance, HMO's, Minnesota Medical Insurance
Help & Information, including government and non-commercial resources about Health Insurance in Minnesota

Getting answers and information about health insurance in a state like Minnesota can mean sifting through hundreds of websites. To help our readers get started in their search, our editors have compiled this digest of Minnesota Health Insurance help and information resources. (Commercial websites are usually excluded from our listings, although they may be linked through our paid advertising.)
 

Minnesota Health Insurance; MN; Medical Insurance in Minnesota, HMO information, with links to government & other Web sites to help Texans learn about health insurance

 

Minnesota Health Insurance bochures, articles, Help, web pages & resources

Information from mostly NON-COMMERCIAL resources about Health Insurance in Minnesota
Important advice about how to use this data: This Web Site links you to other Web Sites on the Internet. We cannot take responsibility for information found on third party Web sites outside our control. While we attempt to provide links only to Web Sites that comply with all applicable laws and regulations and appear to have responsible information, please understand that the content on these third-party Web Sites is subject to change without notice to us. We therefore cannot be responsible for, and accept no liability for, any information or opinion contained in any third-party Web Site. Nothing on this Web Site should be construed as the giving of advice or the making of a recommendation and it should not be relied on as the basis for any decision or action. The information contained on this website is not intended as legal, tax, or financial planning advice.

 
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Health Insurance Web Pages and brochures:
source:Minnesota Dept. of Health - Health Care and Coverage (insurance)

web page:
Licensed Health Plan Companies That Sell Individual and Family Health Care Coverage in Minnesota
languages: English
List of Minnesota licensed health plan companies, including Health Savings Accouts. Includes web links to each company.

web page / web brochure:
Guide to Purchasing Health Insurance
languages: English and Spanish
from the web page: "Health Plan Options was created by the Minnesota Department of Health, Minnesota Health Information Clearinghouse. The information available through Health Plan Options will provide you with a brief description of the various health care options available in Minnesota. This guide was prepared to assist you in comparing and purchasing health insurance. ..."

web page / web brochure:
Guide to Minnesota's Public Health Care Programs
languages: English
from the web page: "What public programs are available? List of human service agencies by county "

web page:
Frequently Asked Questions - COBRA and how to continue your healthcare coverage.
English
from the web page: "Many people have health insurance through their employer's group plan. When they no longer qualify for coverage through this plan, federal and state law may provide the right to continue coverage in that group plan for a limited time."

web page / web brochure:
Guide to Small Employer Health Plan Market
languages: English
from the web page: "...Minnesota has offered and provided reforms to make the health insurance market more attractive for small employers... This information guide provides background information on these market reforms and can help small employers make informed decisions about employee health benefits..."

web page:
Glossary - Commonly Used Health Care Terms
languages: English
from the web page: "This glossary was created by the Minnesota Health Information Clearinghouse, Minnesota Department of Health. The definitions can help you understand health care terms commonly used in Minnesota."


web page:
Safety Net (Minnesota)

source:Minnesota Comprehensive Health Association
languages: English
from the web page:Safety Net - Since becoming operational in 1977, MCHA has served as an insurance safety net for Minnesotans who have been turned down for individual health insurance due to pre-existing conditions. There are many different circumstances that cause Minnesotans to turn to MCHA. These circumstances include...

Eligibility (Safety Net)
languages: English
from the web page:MCHA’s eligibility criteria are set forth in Minnesota Statute 62E.14. Generally, you are eligible for MCHA if you...

web page:
Medicare Prescription Drug Coverage, Part D Minnesota Help Brochures, web links

source:QuickBrochures Medicare Information Directory
languages: English
Medicare prescription drug plans and Medicare Part D prescription insurance information for Minnesota

also: Minnesota Medicaid, MinnesotaCare Public Health Insurance Programs
languages: English
from the web page:"To help seniors and caregivers get started in their search, our editors have compiled this digest of Minnesota Medicaid help and information resources...

brochure or publication:
Getting Through Tough Times - Meeting Your Insurance Needs

source:University of Minnesota - Department of Family Social Science
languages: English; 5 pages
from the brochure or publication: "If your income decreases because of a lack of business profit, layoff, illness, disability, or premature death, your family may find it extremely difficult to pay insurance premiums..."

brochure or publication:
A Consumer's Guide to Getting and Keeping Health Insurance in Minnesota

source:Health Insurance Consumer Guides - from Georgetown Univeristy's Health Policy Institute
languages: English; 38 pages
from the publication / brochure: As a Minnesota resident, you have rights under federal law and state law that will protect you when you seek to buy, keep, or switch your health insurance, even if you have a serious health condition.... This guide describes your protections as a Minnesota resident....

brochure or publication:
Guide to Finding Health Insurance Coverage - Minnesota

source:Families USA
languages: English; 8 pages
from the brochure or publication: Are you uninsured? You are not alone. Millions of Americans are without health insurance..."

web pages:
source:Minnesota Council of Health Plans

web page:
How To Get Health Insurance
languages: English
from the web page:Minnesotans have several options for health insurance coverage, ranging from managed care and "fee for service" providers to Medicare and special programs from those needing financial assistance. If you do not receive health care insurance coverage through your employer, the following are among your options in Minnesota:

web page:
Navigating Your Health Plan
languages: English
from the web page: "Independent surveys of Minnesotans show most are satisfied with their health care plan. Each year, about three out of every 1,000 Minnesotans file a complaint against their health plan. Even though satisfaction is high and complaints are low, problems do occur... "


web pages and brochures:
source:Minnesota Department of Human Services

Health Insurance page:
Health Care - Medical Assistance
languages: English
from the web page: The Minnesota Department of Human Services ensures basic health care coverage for low-income Minnesotans through four major publicly subsidized health care assistance programs. More than half a million Minnesotans have health care coverage through Minnesota Health Care Programs.

web page:
Medical Assistance - Who is eligible?
languages: English


web page:
Medical Assistance - Minnesota Health Care Programs
languages: English
from the web page: Providing health care coverage and resources for Minnesotans. More than half a million Minnesotans have health care coverage through Minnesota Health Care Programs. Minnesota provides health care programs to meet the health care needs of..."

web page:
MinnesotaCare
languages: English


web page:
Minnesota - Health Insurance

source:American Diabetes Association
languages: English;
from the web page: The following information details health insurance and assistance programs available to uninsured people in Minnesota. If you currently have health insurance or have just lost health insurance coverage within the past 60 days, ...
brochure or publication:
Health Insurance Coverage in Minnesota, 2001 vs. 2004 - Changes in Health Insurance Coverage and Uninsurance

source:University of Minnesota, School of Public Health
languages: English; 6 pages
from the brochure or publication:This fact sheet provides a summary of final estimates of health insurance coverage gathered from the 2001 and 2004 Minnesota Health Access Surveys.1 In addition to this fact sheet, there is a detailed report that contains in-depth survey result."

brochure or publication:
Census Bureau: Minnesota Ranks First In Percentage Of People With Health Insurance

source:State of Minnesota Governor’s Health Cabinet,
languages: English; 1 pgs
from the brochure or publication: Minnesota again leads the nation in the percentage of its residents who have health insurance, according to data released by the U.S. Census Bureau (online at www.census.gov/Press-Release/www/releases ). The state had the lowest percentage of people without health insurance in 2005 at 8.7 percent. Minnesota has been the leader in this health care category for four years in a row...

brochure or publication:
The Minnesota Health Insurance Exchange: Why Minnesotans Should Be Concerned

source:Citizens' Council on Health Care
languages: English; 1 page
from the brochure or publication: SF 2171 (House version)

Minnesota HMO, Health Maintenance Organizations, Managed Care Brochures, Web pages, Help, & Resources

Information from non-commercial and government resources about HMOs in Minnesota

HMO article / web page:
Health Maintenance Organizations (HMOs) and Community Integrated Service Networks (CISN)

source:State of Minnesota Office of the Ombudsman for Mental Health and Developmental Disabilities
languages: English; 1 page
from the brochure or publication: "HMOs are required by law to be not-for-profit health plan organizations. HMOs contract with groups of providers to meet the needs of its enrollees... CISNs are small, state-licensed Minnesota health plans that are locally governed and have fewer than 50,000 enrolled members... All HMOs/CISNs have a similar grievance/complaint/appeals process."

HMO article / web page:
The Minnesota HMO Profile

source:Agency for Healthcare Research and Quality, U.S. Department of Health &Human Services
languages: English;e
from the web page: (February 2002) "target audience: Consumers, regulators, Medicaid beneficiaries."

HMO article / web page:
HMO Guidelines or New Mandates?

source:Citizens' Council on Health Care
languages: English; 1 page
from the brochure or publication: (2001) "The "managed" in managed care has taken a new turn, as Minnesota's five major managed care organizations recently agreed to jointly develop comprehensive treatment guidelines for patient care..."

HMO article / web page:
The Cost of Coverage

source:Minnesota Medical Association Online
languages: English; 1 page
from the brochure or publication: "Health insurance premiums are on the rise in Minnesota but declining or holding steady in other states with heavy HMO penetration. Why the difference?..."

HMO article / web page:
HMO enrollment decline signals shift by employers

source:Minnesota Public Radio
languages: English; 1 page
from the article: "The number of Minnesotans with HMO insurance coverage dropped last year to fewer than one million people, its lowest point in 20 years. ..."

Texas Minnesota Health Savings Accounts (HSAs) and Medical Savings Accounts (MSAs) Help, Links & Resources

Information from non-commercial and government resources about HSA's and MSA's

HSA brochure or publication:
Hazardous Health Care: The Impact of Health Savings Accounts on Minnesota Health Care

source:Service Employees International Union (SEIU) Minnesota State Council
languages: English; 16 pages
"...identifies reasons for Minnesota's rising health care costs and explains how health savings accounts (HSAs) will not improve Minnesota's health care access and rising cost challenges. The report analyzes the health care stories of eight prototypical Minnesota families..."

HSA / MSA article / web page:
Single-Payer, Health Savings Accounts, or Managed Care?

source:Minnesota Medical Association
languages: English;
from the article / web page: "Minnesota Physicians' Perspectives...Proposed solutions include continuing managed care, moving to a single-payer financing system with universal coverage, and replacing traditional health plans with high-deductible policies that allow patients to draw from health savings accounts (HSAs) to pay out-of-pocket costs."

HSA / MSA article / web page:
Latest Enrollment Data Still Fail To Dispel Concerns About Health Savings Accounts

source:Center on Budget and Policy Priorities
languages: English; 16 pages
from the article / web page: "...Debate continues, however, over Health Savings Accounts as HSA enrollment rises. Many leading health care analysts and economists have warned in the past that HSAs pose a high risk of causing “adverse selection,” under which healthy people and less-healthy people separate into different insurance arrangements, ..."

 web page / web brochure:
HSAs and MSAs explained

TexasHealthOptions.com - The Texas Department of Insurance
languages: English and Spanish
Even though this is not a Minnesota information site, the basic explanations provide a good starting point to understanding HSAs and MSAs

Minnesota Health Insurance, Medical Insurance for Children Help, Links & Resources

Information from non-commercial and government resources about Children's Health Coverage in Minnesota

web pages and brochures:
source:Children's Defense Fund Minnesota
The mission of the Children's Defense Fund is to Leave No Child Behind and to ensure every child a Healthy Start, a Head Start, a Fair Start, a Safe Start, and a Moral Start in life and successful passage to adulthood with the help of caring families and communities.

web page:
Minnesota's Public Health Coverage Programs: MinnesotaCare
languages: English; 5 pages
from the brochure or publication: "MinnesotaCare is a reduced-cost health coverage program primarily for families who do not have access to employer-subsidized insurance (ESI) and cannot afford private insurance. The program is administered by the state through the Department of Human Services. MinnesotaCare enrollees pay a low-cost monthly premium, which is calculated based on income, family size and number of family members enrolled in the program..."

web page:
Health Care Programs Worth Investigating
languages: English
from the web page: "Minnesota Low-Cost Health Care Directory"

web page:
Minnesota Low-Cost Health Care Directory : Dental Care Resources
languages: English
from the web page: "Minnesota Low-Cost Health Care Directory"

web page:
Improving Children's Access To Health Care

source:Minnesota Medical Association Online
languages: English;
from the web page: "In the era of Minnesota's billion-dollar surplus, the Minnesota Medical Association is urging state lawmakers and heath care providers to give all of Minnesota's children access to health care."

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