Texas Health Insurance

Healthy Texas is designed for uninsured working Texans. It is a program created by Texans for Texas. It is not a subsidy program; it builds on the existing employer-based insurance model. The legislation that created ..."

• also from TexasHealthOptions.com:
  web page:
  Health Maintenance Organizations
  languages: English
  from the web page: "Health maintenance organizations (HMOs) are managed care plans that provide health care services to their members through networks of doctors, hospitals, and other health care providers. HMOs are popular alternatives to traditional health care plans ..."
  
• web page:
  HSAs and MSAs explained
  languages: English
  from the web page:" Health savings accounts (HSAs) and medical savings accounts (MSAs) are alternative programs....

• also from Internal Revenue Service | United States Department of the Treasury :
  web page:
  HCTC: The Yearly HCTC
  languages: English
  from the web page: "...With the yearly HCTC, you pay your health plan premiums in full and then claim the credit on your tax return. The credit is refunded or applied as a credit toward you year-end taxes. This page provides general information on how the yearly HCTC works..."
  
• web page:
  HCTC Quick References
  languages: English
  from the web page:
  

"The HCTC is a new federal tax credit program established to help eligible individuals pay for health care coverage for themselves and qualified family members. Eligible individuals primarily consist of certain groups of displaced workers and pension recipients. The HCTC is expected to help an increasing number of eligible Texas individuals and their family members ..."

"If you receive TAA/ATAA or PBGC benefits, you may be eligible for the Health Coverage Tax Credit

The HCTC may cover your spouse and dependents in addition to you.."

"...Health care coverage can assure your child’s access to medical care by helping pay for routine checkups and immunizations, prescription medicines, hospital stays, and other health services. Many parents add their children as dependents to a group health plan ..."

• also from Texas Health Insurance Pool:
  web page:
  Health Pool Benefits
  languages: English
  from the web page: "Health Pool Plan Benefits as of 01/01/2011..."
  

"Fourteen percent of the Texas population has a mental or physical disability. Texans with disabilities often have difficulty obtaining insurance and can experience insurance-related problems, such as claim denials, higher premiums, cancellations, and policy renewal refusals..."

• also from Texas Department of Insurance :
  brochure:
  Health Insurance for Texans With Uninsurable Medical Conditions
  languages: English
  from the brochure: "...The Texas Health Insurance Pool offers health insurance to residents of the state who are unable to obtain health insurance because of their medical condition or who are considered federally eligible individuals as defined by the Health Insurance Portability and Accountability Act (HIPAA)..."
  

• also from American Diabetes Association:
  web page:
  Living With Diabete - Health Insurance
  languages: English
  from the web page:
  "The following information details health insurance and assistance programs available to uninsured people in Texas. If you currently have health insurance or have just lost health insurance coverage within the past 60 days, ..."

"Health care plans pay for most, and sometimes all, of the treatment costs for illnesses and injuries. They are generally classified as either indemnity, fee for service, or managed care..."

• also from Texas Department of Insurance:
  web page:
  Helping You with Your Insurance Complaint
  languages: English
  from the web page:
  "We review insurance, title, HMO, and workers’ compensation complaints involving..."

• also from National Association of Community Health Centers (NACHC):
  web page:
  Find a Health Center
  languages: English
  from the web page:
  "If you need affordable health care, a Community Health Center may be what you're looking for... Click here to find the health center closest to your address or to see a list of health centers in your state or county/parish..."

"Federally-funded health centers care for you, even if you have no health insurance. You pay what you can afford, based on your income. Health centers provide •checkups when you're well •treatment when you're sick •complete care when you're pregnant •immunizations and checkups for your children •dental care and prescription drugs for your family •mental health and substance abuse care if you need it..."