South Carolina Affordable Health Insurance & Health Care Options
Learn your options. Help may be available to you through state and public programs if you cannot afford private health insurance.
topics: South Carolina Medicaid: South Carolina Public Health Insurance: medical coverage, centers for Medicaid; Medicaid In South Carolina; Medicaid Assistance information; OH; definition Medicaid Pennsylvania: South Carolina Medicaid Eligibility: Applying for South Carolina Medicaid: Medicaid: Health Programs for Children: South Carolina CHIP:
Topic links:
- Low Cost South Carolina Health Insurance Options
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- South Carolina Health Care (non-insurance topics)
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South Carolina Health Insurance Plans: Affordable Health Insurance, Low Cost Health Insurance through state programs
South Carolina Health Insurance for Low Income Adults
- web page:
South Carolina Health Insurance Pool (SCHIP)
source:South Carolina Department of Insurance file size: 9 pg.; languages: English from the web page: "...The South Carolina Health Insurance Pool (SCHIP) was created by the South Carolina General Assembly by Act 127 of 1989 in order to make health insurance coverage available to residents of South Carolina who are either unable to obtain health insurance because of a medical condition or whose premium for health coverage exceeds 150% of the Pool rate... "
- also from South Carolina Department of Insurance:
web page: SOUTH CAROLINA
HEALTH INSURANCE - GUIDE WHAT IS INDIVIDUAL HEALTH INSURANCE languages: English from the web page: "Individual health insurance covers one person or all the members of a family under one policy. The contract exists
solely between the individual and the insurance company. Usually, evidence of good health is required before a policy
is issued.... "
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South Carolina Health Coverage Tax Credit (HCTC) Program
- web page:
South Carolina: State-Qualified Health Plans
source:Internal Revenue Service | United States Department of the Treasury
languages: English
from the web page:
"...two separate lists of state-qualified health plans for the state of South Carolina, each serving a different purpose. Please review the information under each heading to determine which list is most appropriate for you...
"
- also from Internal Revenue Service | United States Department of the Treasury
:
web page:
HCTC: The Yearly HCTC
languages: English
from the web page: "...With the yearly HCTC, you pay your health plan premiums in full and then claim the credit on your tax return. The credit is refunded or applied as a credit toward you year-end taxes. This page provides general information on how the yearly HCTC works..."
- web page:
HCTC Quick References
languages: English
from the web page:
- web site:
South Carolina Health Coverage Tax Credit (SCHCTC)
languages: English
from the web site:
"The Health Coverage Tax Credit is designed to help pay 80% of your eligible health care premium. The IRS administers this tax credit, however Maryland (along with several other states) has been awarded monies to assist you with the advance payment program. Maryland and South Carolina have partnered to bring this program to South Carolina. Because enrolling with the IRS can take some time, SCHCTC is able to step in and help you with your health care premium while you complete your Federal HCTC enrollment...
"
Children's Health Insurance in South Carolina
South Carolina Insurance for Pre-Existing Condition, Chronic Medical Problems
- web page::
Pre-Existing Condition Insurance Plan: South Carolina
source:HealthCare.gov - U.S. Department of Health & Human Services
languages: English
from the web page:
"...Eligible undefined residents of South Carolina can apply for coverage through the Pre-Existing Condition Insurance Plan program run by the U.S. Department of Health and Human Services...
"
- web page:
Pre-Existing Condition Insurance Plan: State Information
source:Pre-Existing Condition Insurance Plan: HealthCare.gov
languages: English
from the web pages:
"...PCIP will cover a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there are no waiting periods...
"
- web page:
South Carolina Pre-Existing Condition Insurance Plan (PCIP)
source: Piedmont Medical Center
English
from the web page:
"The Pre-Existing Condition Insurance Plan was created as part of the nation's new health insurance law, the Affordable Care Act, to make health insurance available to people if they have had a problem getting health insurance due to a pre-existing condition....
"
- web page:
(June 30, 2010) Starting July 1, South Carolinians with Pre-Existing Conditions Will Have Access to Quality, Affordable Health Coverage
source: Families USA!
English
from the web page:
"T
Washington, D.C.—An important reform of the 2010 Patient Protection and Affordable Care Act takes effect on July 1, when South Carolinians who have been without health coverage for at least six months and who have been denied coverage because of pre-existing conditions will be given access to affordable, quality coverage. They will receive it through a new Pre-Existing Condition Insurance Plan created by the Department of Health and Human Services (HHS)...
"
- web page:
South Carolina: State High Risk Pool Eligibility Requirements, January 2010
source:Kaiser State Health Facts
languages: English
from the web pages:
"...Has High Risk Pool Program ... Pool Open Only to Medically Eligibles ... Pool Open to HIPAA Eligibles ... Pool Open to Medically Eligibles...
"
- web page:
Living with Diabetes: Health Insurance Options: South Carolina
source:American Diabetes Association
languages: English
from the web pages:
"The following information details health insurance and assistance programs available to uninsured people in South Carolina...
"
- web page:
South Carolina AIDS Drug Assistance Program
source:S.C. Department of Health & Environmental Control
languages: English
from the web page:
"...The South Carolina AIDS Drug Assistance Program (ADAP) provides HIV/AIDS treatment access to qualified low-income people living with HIV/AIDS in the state of South Carolina. Authorized under Part B of the Ryan White HIV/AIDS Treatment Modernization Act,.....
"
- also from SS.C. Department of Health & Environmental Control:
brochure:
SC AIDS DRUG ASSISTANCE PROGRAM
CONSUMERS GUIDE TO ADAP
languages: English
from the brochure: "The South Carolina AIDS Drug Assistance Program (ADAP) helps South Carolina residents get HIV medications or drugs. SC ADAP is made up of two programs - Direct Dispensing Program (DDP) and Insurance Assistance Program (IAP)..."
- brochure:
Shopper's Guide to Cancer Insurance
languages: English
Health Insurance: Leaving a Job - COBRA
- brochure:
HEALTH INSURANCE - WHAT HAPPENS TO MY COVERAGE IF I LOSE MY JOB?
source:South Carolina Department of Insurance
file size: 2 pg.; languages: English
from the brochure:
"...policies providing hospital surgical, or major medical expense insurance coverage, or any combination of these coverages, provide continuation of
coverage to employees or members who lost coverage under the group policy for any reason(other than nonpayment of premium) may continue coverage for the fractional policy month remaining plus six months...
"
- web page:
When do I have to be offered COBRA coverage?
source:Georgetown University Health Policy Institute
languages: English
from the web page:
"...If you are leaving your job and you had group coverage, you may be able to stay in your group plan for an extended time through COBRA coverage...
"
- web page:
Understanding COBRA coverage (2004)
source:Physicians News Digest
languages: English
from the web page:
(warning: may be out-of-date)"...Some of the most confusing legislation in the HR arena is the Consolidated Omnibus Budget Reconciliation Act (COBRA). Passed by Congress in 1986, this law provides continuation of group health coverage that might otherwise be terminated when an employee leaves your practice...
"
South Carolina Health Insurance: Basics; Consumer Guides to Health Insurance IL
- brochure:
SOUTH CAROLINA HEALTH INSURANCE GUIDE - TIPS TO CONSIDER WHEN SHOPPING FOR HEALTH INSURANCE
source:South Carolina Department of Insurance
2 pages; languages: English
from the brochure:
"...this brochure is to provide consumers, who shop for health insurance, some tips on how to best shop in the health insurance marketplace. Before a consumer decides the kind of health insurance they need, they should first consider what they may already have..."
- also from South Carolina Department of Insurance:
web page:
Individual Health Insurers
languages: English
from the web page:
"State Insurance Pool... Individual Major Medical... Individual HMO...
"
- brochure:
Consumer Guide for Getting and Keeping Health Insurance in South Carolina
source:Georgetown University Health Policy Institute
file size: 46 pg.; languages: English
from the brochure:
"...As a South Carolina resident, you have rights under federal and state law that will protect you when you seek to buy, keep, or switch your health insurance, even if you have a serious health condition. This guide describes your protections as a South Carolina resident...
"
- brochure:
South Carolina Health Care Options Matrix™ Guide
source:Foundation for Health Coverage Education
2 pages; languages: English, Spanish
from the brochure: "...hand-held guide available that outlines your state’s (South Carolina) public and private health care choices for individuals and groups in almost every demographic profile, as well as offers a reference list of phone numbers and Web sites...
"
- brochure:
Guide to Finding Health Insurance Coverage: South Carolina
source:CoverTheUninsured.org
file size: 9 pg.; languages: English
from the brochure:
"...there are programs that provide health insurance to some people who cannot afford to buy it on their own. You or your family members may qualify, even if you work. However, these
programs have income and asset limits. In South Carolina, the main programs are Medicaid/Healthy Families and Healthy Start...
"
Contact the South Carolina Insurance Department
South Carolina Health Care: State Programs; Clinics (Free Health Care, Low Cost Health Care)
Health Programs for Women in South Carolina
- web page:
Cancer Prevention & Control - Best Chance Network (BCN)
source:South Carolina Department of Health and Environmental Control
languages: English
from the web page:
"...The Best Chance Network (BCN) provides free breast and cervical cancer screening for medically underserved women in South Carolina who:
• Lack insurance or have insurance that only covers hospital care
• Are between the ages of 47 and 64, and
• Meet certain income guidelines.
..."
- also from South Carolina Department of Health and Environmental Control:
web page:
WISEWOMAN: Well-Integrated Screening and Evaluation for Women Across the Nation
languages: English
from the web page:
"Well-Integrated Screening and Evaluation for Women Across the Nation (WISEWOMAN), is a new service in South Carolina. It provides health screenings and lifestyle education for women to help reduce their risk for heart disease and stroke. The goal of WISEWOMAN is to provide low-income, under- or uninsured 40- to 64-year-old women with the knowledge, skills, and opportunities...
"
- web page:
Women and Children's Services
languages: English
from the web page:
"...Division of Women and Children’s Services (WCS), promotes and protects the health of women, children, and their families in all 46 counties of South Carolina. Personal and preventive health services are provided...
"
li>web page:
Women, Infants and Children - WIC
languages: English
from the web page:
"...The mission of the Division of WIC Services in the Bureau of Maternal and Child Health is to provide leadership to assure the health and well being of women, infants and children...
"
web page:
WISEWOMAN – Well–Integrated Screening and Evaluation for Women Across the Nation - South Carolina
source:Centers for Disease Control and Prevention
languages: English, Spanish
from the web page: "...Federally qualified Community Health Centers in select Regions of the state will be providing screening services to qualified women age 47-64, and deliver multi-session lifestyle intervention to women based on their cardiovascular disease risk factors...
"
Health Centers, Clinics in South Carolina
- brochure:
South Carolina Health Center Fact Sheet
source: National Association of Community Health Centers (NACHC)
languages: English
from the brochure:"Community, Migrant, and Homeless Health Centers are non-profit, community-directed providers that remove common barriers to care by serving communities who otherwise confront financial, geographic, language, cultural and other barriers."
- also from National Association of Community Health Centers (NACHC):
web page:
Find a Health Center
languages: English
from the web page:
"If you need affordable health care, a Community Health Center may be what you're looking for... Click here to find the health center closest to your address or to see a list of health centers in your state or county/parish...
"
- web page:
About Our Community Health Centers
source:South Carolina Primary Health Care Association
languages: English
from the web page:"...With a focus on primary care, prevention, education, and case management, health centers accept most health insurance plans including Medicare and Medicaid and for those patients without insurance, services are provided on a sliding fee scale based on the patient's income..."
- also from South Carolina Primary Health Care Association:
web page:
Find a Community Health Center
languages: English
from the web page:
"COUNTY Community Health Center & Satellite Sites... Aiken... Allendale... Charleston ... Chesterfield... Clarendon... Darlington... Greenville...
"
- website:
What is Carolina Health Centers?
languages: English
from the web site:"We are a non-profit community health center organization whose purpose is to provide comprehensive health care services to people within a seven county area in South Carolina. We operate seven family practice offices, one pediatric office, a school based health center, and two pharmacies..."
- web page:
Health Centers in the State of South Carolina
source:U.S. Department of Health & Human Services
languages: English
from the brochure:"Federally-funded health centers care for you, even if you have no health insurance. You pay what you can afford, based on your income. Health centers provide
•checkups when you're well
•treatment when you're sick
•complete care when you're pregnant
•immunizations and checkups for your children
•dental care and prescription drugs for your family
•mental health and substance abuse care if you need it..."
Covering the Uninsured in South Carolina
- web page:
Improving Health Care for the Uninsured
source:The Duke Endowment
languages: English
from the web page:
"In North Carolina and South Carolina, estimates show that as many as one in six people are uninsured. Gaining momentum in several communities is an effort to integrate health providers serving the uninsured into collaborative networks that improve access to more comprehensive health care services..."
- also from The Duke Endowment:
web page:
Access to Health Care
languages: English
from the web page:
"While North Carolina and South Carolina are home to some of the nation's best medical research and treatment facilities, many residents still do not have adequate access to health care services. Multiple factors influence this, including ability to pay, lack of insurance or distance from care facilities...
"
- web page:
Health Coverage & Uninsured - South Carolina
source:Kaiser State Health Facts
languages: English
from the web page:
"South Carolina: Health Insurance Status..."
- brochure:
South Carolinians without Health Insurance
source:Families USA
4 pages;languages: English
from the brochure:
"...Non-Elderly South Carolinians Without Health Insurance In 2007-2008...
"
Health Insurance, Health Care for Seniors
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