Minnesota Health Insurance

• also from Minnesota Department of Health, Minnesota Health Information Clearinghouse:
  web page:
  Guide to Minnesota's Public Health Care Programs
  languages: English
  from the web site:
  "What public programs are available?... List of human service agencies by county...

• also from Minnesota Department of Human Services:
  brochure:
  Minnesota Health Care Programs
  4 pages; languages: English
  from the brochure: "...MinnesotaCare is a publicly subsidized program for Minnesotans who do not have access to affordable health care coverage. Residents (except for some children) are not eligible if their employer offers health insurance and pays at least half of the monthly cost....."
  
• web page
  General Assistance Medical Care
  languages: English
  from the web page"GAMC is a state-funded program for low-income adults, ages 21-64, who have no children under age 21 living with them and who do not qualify for federally funded health care programs. Most services are provided through coordinated care delivery systems ..."
  
• web page
  MinnesotaCare phone numbers and addresses
  languages: English
  from the web page"MinnesotaCare applications and cases are processed by either the: • state office in St. Paul • county office, depending on where you live (only some counties administer MinnesotaCare)..."
  

"When your income changes, it is very important to review your insurance coverage. A comprehensive insurance review will help you determine whether you have adequate or perhaps too much insurance coverage. ..."

"Discount health care plans... Often appearing on the Internet and in unsolicited mailings and faxes, these discount plans promise a wide range of health benefits for as little as $20 per month for the whole family, regardless of age or health problems. The problem is ..."

"What is MinnesotaCare? Who can get MinnesotaCare? How does MinnesotaCare work? How do I get an application for MinnesotaCare? What is the application like..."

• also from Bridge to Benefits Minnesota:
  web page:
  MN Low-Cost Health Care Directory
  languages: English
  from the web page: "Following is a list of low-cost or free health care clinics, including mental health and dental providers. This directory was compiled by Children’s Defense Fund-Minnesota to help uninsured and underinsured Minnesotans find access to affordable health care..."
  

"MinnesotaCare is a jointly funded, federal-state program administered by the Minnesota Department of Human Services that provides subsidized health coverage to eligible Minnesotans. This information brief describes eligibility requirements, covered services, and other aspects of the program...."

• also from Internal Revenue Service | United States Department of the Treasury :
  web page:
  HCTC: The Yearly HCTC
  languages: English
  from the web page: "...With the yearly HCTC, you pay your health plan premiums in full and then claim the credit on your tax return. The credit is refunded or applied as a credit toward you year-end taxes. This page provides general information on how the yearly HCTC works..."
  
• web page:
  HCTC Quick References
  languages: English
  from the web page:
  

"In 1996, Congress passed the Health Insurance Portability and Accountability Act (HIPAA). Before 1996 some individuals were afraid to change jobs for fear of losing their health insurance. This law was created so individuals would have the ability change jobs without losing coverage. The 1997 Minnesota legislature made several changes to conform with federal law..."

• also from Minnesota Comprehensive Health Association:
  web page:
  Benefit Plans Summary
  languages: English
  from the web page: "...MCHA offers a variety of plan options with varying deductibles. In addition, MCHA offers a federally qualified High Deductible Health Plan option and a Basic Medicare Supplement Plan option..."
  

• also from Minnesota Department of Human Services:
  web page:
  Minnesota COBRA Premium Subsidy FAQs
  languages: English
  from the web page: "...This information will help you decide if the Minnesota COBRA Premium Subsidy program is right for you. The information... is for people applying for the first time. If you got nine months of federal and state subsidies and want to ask for six more months, read about the federal subsidy extension and what the state subsidy program can do...."
  

This primer provides a basic overview of private coverage for health care. It begins by describing what we mean by private health coverage, and continues with discussions of the types of organizations that provide it, its key attributes, and how it is regulated..."

• also from Minnesota Department of Health:
  web page:
  Eligibility
  languages: English
  from the web page:
  "Women who meet all three criteria are eligible: Age 40 or older... Have no insurance or are underinsured... Income within our guidelines. (see table..."
• web page:
  SagePlus
  languages: English
  from the web page:
  "SagePlus is a heart-health program offered at selected clinics in conjunction with Sage, Minnesota's breast and cervical cancer screening program..."

• also from Minnesota Department of Human Services:
  web page:
  HIV/AIDS
  languages: English
  from the web page:
  "...The HIV/AIDS Unit of the Minnesota Department of Human Services manages publicly-funded programs that support people living with HIV/AIDS to access life-extending medication therapy and medical care...."

• also from National Association of Community Health Centers (NACHC):
  web page:
  Find a Health Center
  languages: English
  from the web page:
  "If you need affordable health care, a Community Health Center may be what you're looking for... Click here to find the health center closest to your address or to see a list of health centers in your state or county/parish..."

"Federally-funded health centers care for you, even if you have no health insurance. You pay what you can afford, based on your income. Health centers provide •checkups when you're well •treatment when you're sick •complete care when you're pregnant •immunizations and checkups for your children •dental care and prescription drugs for your family •mental health and substance abuse care if you need it..."

"With so much attention focused on the new Medicare Part D, some dishonest people may use the opportunity to take advantage of seniors who are making important decisions about these Prescription Drug Plans. Here are some ways to help protect you and your money from fraudulent schemes..."

• also from Office of Insurance Commissioner, Minnesota Department of Commerce:
  web page:
  Introduction to LTC Insurance
  languages: English
  from the web page:
  "Whether or not to purchase long-term care insurance is a decision that can have a significant impact on your long-term financial security as well as your current monthly budget. Especially now, when some long-term care insurance premiums..."

• also from Minnesota Board on Aging:
  web page:
  Health Insurance Counseling Program
  languages: English
  from the web page:
  "The service is called the Minnesota State Health Insurance Assistance Program (SHIP). It is a network of local programs that provide information, counseling and assistance to all Medicare eligible persons across the state. SHIP was formed in Minnesota in 1993..."