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Get it from Adobe® Kansas Health Insurance: Basics; Consumer Guides to Health Insurance KS
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It doesn’t take much time to understand the basics of health insurance. Designed to protect you against the high costs of health care, health insurance is similar to other types of insurance. People buy coverage for costly care by paying a monthly premium they can afford..."
...As a Kansas resident, you have rights under federal and state law that will protect you when you seek to buy, keep, or switch your health insurance, even if you have a serious health condition..."
...there are programs that provide health insurance to some people who cannot afford to buy it on their own. You or your family members may qualify, even if you work. However, these programs have income and asset limits. In Kansas, the main programs are Kansas Medicaid and Health Wave...."
"...hand-held guide available that outlines your state’s (Kansas) public and private health care choices for individuals and groups in almost every demographic profile, as well as offers a reference list of phone numbers and Web sites..."
"Before you buy:
When you shop for affordable health insurance, it’s important you know the difference between health insurance and discount health or medical plans...."
...two separate lists of state-qualified health plans for the state of Kansas, each serving a different purpose. Please review the information under each heading to determine which list is most appropriate for you..."
"...With the yearly HCTC, you pay your health plan premiums in full and then claim the credit on your tax return. The credit is refunded or applied as a credit toward you year-end taxes. This page provides general information on how the yearly HCTC works..."
"Thousands of small business employees in Kansas already benefiting from health reform..."
"Report Finds More than 45,800 Kansas Small Businesses Eligible for Tax Credit in 2010; 13,100 Qualify for Maximum Credit..."
"Before you buy:
The Kansas Legislature has doubled the health insurance tax credit, from $35 per month to $70 per month per employee, for any small business, association, or trust that has between 2 and 50 employees and has not contributed to any health insurance premium or health savings account on behalf of an employee within the preceding two years ...."
We’ve designed a business insurance information packet to help you, the small business owner. This packet includes materials on the following insurance topics: • Providing health coverage..."
The Kansas Health Insurance Assistance (KHIA) Program is designed to assist clients who are returning to work and/or are currently employed yet do have stability to maintain the financial responsibilities associated with group coverage..."
Information about assistance to help recently laid-off workers get health insurance..."
...COBRA gives workers and their families who lose their health benefits the right to purchase group health coverage provided by the plan under certain circumstances..."
...What about Kansas continuation coverage? Kansas permits certain individuals to continue coverage under their fully insured group health plan, even after they lose eligibility as a member of that group..."
...Eligible residents of Kansas can apply for coverage through the Pre-Existing Condition Insurance Plan program run by the U.S. Department of Health and Human Services..."
The temporary federal pool is a product of the new federal health reform law. The pool will be administered by the Kansas Health Insurance Association (KHIA). The purpose of the new pool is to provide access to health insurance for individuals with qualifying pre-existing conditions ..."
"To be eligible, you must meet all of the following requirements..."
"The Pre-existing Condition Insurance Plan – Kansas offers a $2,500 deductible PPO benefit plan. The plan includes comprehensive coverage for hospital care, primary and speciallty services and prescription drugs.
A Preferred Provider Plan (PPO) allows you to choose any provider..."
...Has High Risk Pool Program ... Pool Open Only to Medically Eligibles ... Pool Open to HIPAA Eligibles ... Pool Open to Medically Eligibles..."
The following information details health insurance and assistance programs available to uninsured people in Kansas..."
Providing Care and Support Services Kansans Living with HIV-Infection..."
"Ryan White Program Medical Case Management is a comprehensive service delivery system designed to link individuals with needed care components. Enhancing client self-care, independence and self-determination are the primary goals of this program..."
Address... Telephone...E Mail..."
"This guide will help you evaluate your health care insurance needs. It will also help you gather accurate information concerning Medicare and other health insurance options so you can make decisions that will prevent serious, costly problems...."
This is a free tool provided by the Kansas Insurance Department. It is used to find the estimated premium rates for your Medicare supplement plans. It will show you the current estimated premiums and other relevant plan information..."
...You need to shop and compare Prescription Drug Plans each year to find the one that best suits your needs...."
...a free program offering older Kansans an opportunity to talk with trained, community volunteers and get answers to questions about Medicare and other insurance issues...."
The status of health insurance in the state and the needs of the uninsured have been the focus of several studies performed at the direction of the Kansas Insurance Department. From 2000 to 2005, thousands of residents were surveyed, several focus groups were convened, statewide public meetings were held, and hundreds of interviews were conducted..."
...Non-Elderly Kansans Without Health Insurance ..."
"Kansas: Health Insurance Status..."