Health insurance can be confusing, complicated and difficult to understand. Finding and getting affordable health insurance isn't easy. If you have low income, help may be available to you through state and public programs if you cannot afford private health insurance.
topics: affordable health insurance in Georgia: Georgia Health Insurance Plans: Affordable Health Insurance, Low Cost Health Insurance through state programs; COBRA; Unemployed, Uninsured; Georgia Health Insurance Plans
source:The Georgia Medicaid Project languages: English from the web page: "...Georgia medicaid for children and families with children.. Children’s Health Insurance Plan (CHIP)... Georgia’s Children’s Health Insurance Program - Age & Income Guidelines for Eligibility, How You Can Apply "
Health Insurance for Pre-Existing Conditions, Chronic Medical Problem Coverage
source:www.PCIP.gov languages: English from the web page: "...PCIP will cover a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there are no waiting periods..."
source:American Diabetes Association languages: English from the web pages: "The following information details health insurance and assistance programs available to uninsured people in Georgia..."
source:Georgia Department of Community Health languages: English, Spanish from the web page: "...The HICP will only accept new clients for the Program who have insurance plans that include both outpatient primary care coverage and prescription coverage without a yearly cap. Premium payments will be limited to $1100.00 per month total..."
source:Kaiser State Health Facts languages: English from the web pages: "...Has High Risk Pool Program Yes 34... Pool Open Only to Medically Eligibles No 3... Pool Open to HIPAA Eligibles ... Pool Open to Medically Eligibles..."
source:HealthCare.gov - U.S. Department of Health & Human Services 2 pages; languages: English from the brochure: "...Eligible
undefined residents of Georgia can apply for coverage through the Pre-Existing Condition Insurance Plan program run by the U.S. Department of Health and Human Services..."
also from Georgia Department of Community Health: web page: Mini-COBRA languages: English from the web page: "...Employees laid off by small employers are now eligible for state Mini-COBRA benefits. Prior to this, only those who worked for companies employing more than 20 people were eligible for federal COBRA benefits. These benefits extend health coverage under the employer’s insurance plan..."
brochure: Out of a Job languages: English from the brochure: "...It ’s an increasingly common story these days — you lose your job, and your health insurance goes with it. Now what?..."
source:Physicians News Digest languages: English from the web page: "...Some of the most confusing legislation in the HR arena is the Consolidated Omnibus Budget Reconciliation Act (COBRA). Passed by Congress in 1986, this law provides continuation of group health coverage that might otherwise be terminated when an employee leaves your practice..."
Georgia Health Insurance: Basics; Consumer Guides to Health Insurance GA
source:Georgia Office of Insurance and Safety Fire Commissioner languages: English, Spanish from the web page:: "Health Insurance is a general term for insurance against loss by sickness or bodily injury. It typically includes coverage for expenses such as doctor visits and hospital stays, and can cover normal and preventive care such as check-ups, prenatal and baby care..."
source:NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS languages: English from the web page: "...Individual health insurance is coverage that a person buys independently. It can be sold to a single individual, to a parent and dependent children, or to a family. The majority of Americans get their health insurance coverage through an employer or through a government program, but five percent of the population purchases private health coverage on an individual basis. Each state separately regulates how individual policies may be marketed and sold......"
source:Georgetown University Health Policy Institute file size: 41 pg.; languages: English from the brochure: "...As a Georgia resident, you have rights under federal and state law that will protect you when you seek to buy, keep, or switch your health insurance, even if you have a serious health condition. This guide describes your protections as a Georgia resident....."
source:Foundation for Health Coverage Education 2 pages; languages: English, Spanish from the brochure: "...hand-held guide available that outlines your state’s (Georgia) public and private health care choices for individuals and groups in almost every demographic profile, as well as offers a reference list of phone numbers and Web sites..."
source:CoverTheUninsured.org file size: 9 pg.; languages: English from the brochure: "...If you cannot afford health care or insurance... there are programs that provide health insurance to some people who cannot afford to buy it on their own. You or your family members may qualify, even if you work. However, these programs have income and asset limits. In Georgia, the main programs are Medicaid
and PeachCare for Kids..."
also from National Association of Community Health Centers (NACHC): web page: Find a Health Center languages: English from the web page: "If you need affordable health care, a Community Health Center may be what you're looking for... Click here to find the health center closest to your address or to see a list of health centers in your state or county/parish..."
source:LegalAid-GA.org languages: English, Spanish from the web page:: "The Indigent Care Trust Fund (ICTF) pays hospitals for health care for low income persons. Through the ICTF, persons who are indigent can get necessary hospital care, including surgery, tests, and screening, on an inpatient or outpatient basis, even if it is not an emergency..."
source:The Georgia Cancer Coalition languages: English, Spanish from the web page:: "The Cancer Screening Program is a statewide breast and cervical cancer early detection program that is offered by more than 200 public health clinics and selected nonprofit agencies to low income, uninsured women..."
also from The Georgia Cancer Coalition: web page: Cancer State Aid Program (CSA) languages: English from the web page: "...provide cancer treatment to uninsured and under-insured, low-income cancer patients. This treatment program is available to eligible Georgians who would benefit most from treatment. The cost of treatment is paid through state funding. Physicians donate their services..."
"Federally-funded health centers care for you, even if you have no health insurance. You pay what you can afford, based on your income. Health centers provide
•checkups when you're well
•treatment when you're sick
•complete care when you're pregnant
•immunizations and checkups for your children
•dental care and prescription drugs for your family
•mental health and substance abuse care if you need it..."
source:Georgia Department of Human Services (DHS) Division of Aging Services (DAS) languages: English from the web page: "GeorgiaCares is a Volunteer-based Program that provides free, unbiased and factual information and assistance to Medicare and Medicaid beneficiaries and their caregivers about Medicare, Medicaid and related health insurance issues including Long-Term Care insurance, prescription drug assistance programs and Medicare fraud, error and abuse..."
also from Georgia Department of Human Services (DHS) Division of Aging Services (DAS): brochure: Aging & Disability Resource Connection languages: English from the brochure: "The goal of ADRC is to empower individuals to make informed choices and to streamline access to long-term support. The vision is to have Resource Connections in every community serving as highly visible and trusted places where people can turn for information on the full range of long-term support options..."
source:GeorgiaCares languages: English from the web page: "If you have Medicare and limited income and resources, you may qualify for financial assistance programs such as Low Income Subsidy and Medicare Savings Programs..."
also from GeorgiaCares: brochure: State Health Insurance Assistance Program (SHIP) languages: English from the brochure: "The State Health Insurance Assistance Program, or SHIP, is a national program that offers one-on-one counseling and assistance to people with Medicare and their families..."
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