Connecticut Health Insurance

• also from State of Connecticut Insurance Department:
  brochure:
  Consumer Report Card on Health Insurance Carriers in Connecticut
  56 pages; languages: English
  from the brochure:
  "The information in this report card is based on data provided by the MCOs as of year end 2009. This report card does not contain information on specific plans offered by the MCOs. Each MCO offers several different plans, and often tailors them to a specific policyholder’s needs. You will need to get additional information from the MCO or your employer to make your choice. In addition to this report card, you will need provider directories, premium or contribution rates and schedules of benefits for each plan you are considering..."

...Medicaid for Low-Income Adults is open to Connecticut residents aged 19 through 64, who do not receive federal Supplemental Security Income or Medicare and who are not pregnant. • Provides full Medicaid health coverage/benefits package, including long-term care/skilled nursing facility, home health care and non-emergency medical transportation. ..."

The Charter Oak Health Plan offers a health insurance benefits package to uninsured adults of all incomes -- from young people just out of school to early retirees. Charter Oak has a reasonable monthly premium, and a full range of coverage, including preventive care, emergency room and hospital visits, primary care and specialist physicians, pharmacy, behavioral health services and prescription medications..."

• also from State of Connecticut Insurance Department:
  web page:
  Benefit Package
  languages: English
  from the web page:
  "Premium... Deductible... Primary Care Office Visit... Specialist Office Visit... Preventive Care Office Visits... Emergency Room Visit..."

Effective January 1, 2010 MEHIP will offer non-profit and community action agencies a suite of Consumer Directed Health Plans (CDHP) including Health Savings Accounts (HSA) and Health Reimbursement Arrangement (HRA) options....

• also from Internal Revenue Service | United States Department of the Treasury :
  web page:
  HCTC: The Yearly HCTC
  languages: English
  from the web page: "...With the yearly HCTC, you pay your health plan premiums in full and then claim the credit on your tax return. The credit is refunded or applied as a credit toward you year-end taxes. This page provides general information on how the yearly HCTC works..."
  
• web page:
  HCTC Quick References
  languages: English
  from the web page:
  

kEY CHANGES TO THE HEALTH COVERAGE TAX CREDIT (HCTC) made by the AS PART OF THE AMERICAN RECOVERY AND REINVESTMENT ACT OF 2009...

• also from Connecticut Department of Labor:
  web page:
  Who is Eligible for the Health Coverage Tax Credit?
  languages: English
  from the web page: "Individuals with qualifying health insurance who are..."
  

The HUSKY Plan offers a full health insurance package for children and teenagers up to age 19, regardless of family income. HUSKY pays for doctor visits, prescriptions, vision and dental care, and much more....

• also from Husky Healthcare:
  web page:
  Benefit Package
  languages: English
  from the web page: "Current HUSKY Benefit Package (as of July 1)... Benefits that may require prior authorization... Limited Benefits... Exclusions and Limitations..."
  

• also from Connecticut Department of Social Services:
  brochure:
  Connecticut Pre-Existing Condition Insurance Plan: Benefits and Out-of-Pocket Costs
  languages: English
  from the brochure: "I. Annual Deductibles: (The amount you pay out-of-pocket for covered services before the plan begins to cover your medical costs)..."
  

• also from Health Reinsurance Association :
  web page:
  2011 Enrollment Criteria
  languages: English
  from the web page: "All applicants must be a Connecticut resident under the age of 65..."
  

COBRA is a federal law that was passed by Congress in 1986 to allow you and your dependents to continue group health coverage after your employer insurance ends for any number of reasons. COBRA coverage is temporary and the length of the coverage (18 months or 36 months) depends on the reason why your insurance ended...."

• also from State of Connecticut Insurance Department:
  web page:
  Companies with Approved Individual Health Insurance Policies
  languages: English
  from the web page:
• web page:
  (Insurance) Glossary
  languages: English

Searching for insurance on your own can be difficult and confusing. Individual insurance policies can seem like affordable options, but make sure to do your research before getting trapped in a plan that doesn’t work for you. Companies offer many different plans at different prices, so it’s important to shop around. Often..."

• also from Connecticut Department of Public Health (DPH):
  web page:
  Community Health Center Programs & Services
  languages: English
  from the web page:
  "...Required Primary Health Services; Specialty Services; After-Hour Coverage & Hospitalization; Pharmacy Services & Discount Programs; Health Disparities Collaboratives; Health Care for the Homeless Programs..."

• also from National Association of Community Health Centers (NACHC):
  web page:
  Find a Health Center
  languages: English
  from the web page:
  "If you need affordable health care, a Community Health Center may be what you're looking for... Click here to find the health center closest to your address or to see a list of health centers in your state or county/parish..."

"Federally-funded health centers care for you, even if you have no health insurance. You pay what you can afford, based on your income. Health centers provide •checkups when you're well •treatment when you're sick •complete care when you're pregnant •immunizations and checkups for your children •dental care and prescription drugs for your family •mental health and substance abuse care if you need it..."

• also from Connecticut Department of Public Health (DPH):
  brochure:
  HIV CARE, PREVENTION and SUPPORT SERVICES by COUNTY
  13 pages; languages: English
  from the brochure:
  "The HIV Care, Prevention and Support Services included in this document include those organizations and agencies directly funded through the Connecticut Department of Public Health and Ryan White Parts A, B, C, D and F as well as other community and statewide organizations and agencies who provide similar or related HIV care,..."

• also from State of Connecticut Department of Social Services Aging Services Division:
  web page:
  The CHOICES Program
  languages: English
  from the web page:
  "Connecticut’s program for Health insurance assistance, Outreach, Information and referral, Counseling, Eligibility Screening..."
• brochure:
  Don't Be A Victim of Healthcare Fraud, Scams or Identity Theft: Protect, Detect, Report
  2 pages; languages: English
  from the brochure:
  "Go to trusted sources for services, medicine or equipment – check your healthcare provider 1st before buying any Internet drug products or services...."